Auto accidents occur on a daily basis, and when you are involved in one, it is important that you take the right steps. When a ride-share company is involved, the process is different from a regular auto accident.
Understanding the different aspects of this special situation is key to receiving the compensation you deserve. There are a few things you should know and implement to place your claim.
Transportation services, or ride-share services, begin once the driver accepts a ride request and ends once the last passenger exits a vehicle. By law, there are a few requirements for ride-sharing, or transportation services through a transportation network company. All drivers must meet specific requirements, including a clear driving record and criminal history check, and proper liability coverage.
Periods of liability
In the case of an accident where a ride-share driver is at fault, the period of liability determines which insurer is responsible. There are three different periods:
- No ride-sharing activity
- Driver active and waiting on request
- Rider request accepted
In period one, the driver’s insurance is the only liable party, while in periods two and three, both the driver’s and the ride-share company’s insurances are liable. However, in period two, the driver’s insurance is primary, and in period three, the ride-share company’s insurance is primary.
In the state of Nevada, comparative negligence may alter a claim. Under this law, if a claimant is partially at fault for the accident, then the award amount may decrease by the claimant’s percentage of fault. For those riders in the vehicle, this is rarely a concern. However, for drivers, this may be critical. It is important to collect as much evidence as possible to successfully argue a case and receive a compensatory settlement amount.
These are a few key facts to understand in the case of an accident involving a ride-share vehicle. If you or a loved one face injuries due to an accident that was not your fault, it may be beneficial to speak with an attorney and weigh all of your options.