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Important Facts About Ride-Share Auto Accidents

Auto accidents occur on a daily basis, and when you are involved in one, it is important that you take the right steps. When a ride-share company is involved, the process is different from a regular auto accident.

Understanding the different aspects of this special situation is key to receiving the compensation you deserve. There are a few things you should know and implement to place your claim.

The law

Transportation services, or ride-share services, begin once the driver accepts a ride request and ends once the last passenger exits a vehicle. By law, there are a few requirements for ride-sharing, or transportation services through a transportation network company. All drivers must meet specific requirements, including a clear driving record and criminal history check, and proper liability coverage.

Periods of liability

In the case of an accident where a ride-share driver is at fault, the period of liability determines which insurer is responsible. There are three different periods:

  1. No ride-sharing activity
  2. Driver active and waiting on request
  3. Rider request accepted

In period one, the driver’s insurance is the only liable party, while in periods two and three, both the driver’s and the ride-share company’s insurances are liable. However, in period two, the driver’s insurance is primary, and in period three, the ride-share company’s insurance is primary.

Comparative negligence

In the state of Nevada, comparative negligence may alter a claim. Under this law, if a claimant is partially at fault for the accident, then the award amount may decrease by the claimant’s percentage of fault. For those riders in the vehicle, this is rarely a concern. However, for drivers, this may be critical. It is important to collect as much evidence as possible to successfully argue a case and receive a compensatory settlement amount.

These are a few key facts to understand in the case of an accident involving a ride-share vehicle. If you or a loved one face injuries due to an accident that was not your fault, it may be beneficial to speak with an attorney and weigh all of your options.